agreement was simple:
My parents could live in the house for life if they paid the mortgage, taxes, insurance, and maintenance.
Years earlier, when Dad’s business collapsed, I began paying the mortgage directly.
I had also covered taxes twice and replaced the roof.
Mr. Hale had warned me that the trust was subsidizing expenses my parents were contractually responsible for.
I ignored him.
Then six months earlier, during a routine financial review, I discovered something worse.
Mom had taken out a home-equity line by falsely representing herself as an owner.
