my signature block, and used scanned identification documents Dad had kept from the 2020 property transaction.
He had also created an email account using my full name so lender notices would never reach me.
Dad admitted he knew I had not personally signed the refinance documents.
He claimed Ryan had told him the old power of attorney was still valid and that adding me to the mortgage was “basically formalizing what Claire was already doing.”
Mom knew the refinance existed but insisted she believed I had approved it.
I believed
