“We’ve agreed you’re no longer part of the family,” my mom wrote. “Don’t come to any gatherings.”

four digits of my Social Security number and the date I had supposedly signed the refinancing documents.

“June 14, 2022,” she said.

I remembered that day immediately.

I had been in Boston giving a client presentation.

Maria sent the documents through a secure portal.

There it was.

My name.

My income.

My credit score.

And a signature that looked almost exactly like mine.

This wasn’t the original mortgage I had been helping my parents pay.

Three years earlier, they had refinanced the property for $612,000 and added me as