another document clipped behind the loan application.
A limited power-of-attorney form with my signature.
I had signed the legitimate version in 2020 while Dad helped manage a property sale when I was hospitalized after an accident.
That authority expired after sixty days.
The version submitted to the lender had no expiration date.
Someone had altered it.
Ryan stopped looking at me.
Marcus asked,
“Who had access to the original?”
Dad answered quietly.
“Ryan.”
My brother’s face changed.
Then Maria called again.
“The refinance was not the only account opened using
