kitchen staring at my phone.
You don’t know everything.
The words bothered me.
Not because I expected some dramatic secret.
Real life rarely worked that neatly.
But there had been strange tension for months.
Rowan taking calls outside.
An argument with Selina at Christmas that stopped the instant I entered the room.
A loan application arriving at our house in January, which Rowan claimed belonged to a colleague who accidentally used our address.
At the time, I believed him.
Now I remembered the bank name.
Midlands Commercial Bank.
I was
